NOTICE OF MORTGAGE FORECLOSURE SALE Minn. Stat. 580.025, 580.04 Date: March 15, 2024 YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage:

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NOTICE OF MORTGAGE FORECLOSURE SALE

Minn. Stat. 580.025, 580.04

Date: March 15, 2024

YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage:

1. Date of Mortgage: January 21, 2005

2. Mortgagors: Darlene Sheetz

3. Mortgagee: Mortgage Electronic Registration Systems, Inc.

4. Recording Information: Recorded on 03/10/2005, as Document Number Instrument Number - 560609, in the Office of the County Recorder (or Registrar of Titles) of Dakota County, Minnesota.

5. Assigned to Bank of America, N.A., Successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP by written assignment recorded on 02/22/2012, as Document Number T691841, in the recording office stated in paragraph 4.

Assigned to Federal National mortgage Association by written assignment recorded on 05/23/2014, as Document Number T731711, in the recording office stated in paragraph 4.

Assigned to Nationstar Mortgage LLC D/B/A Mr. Cooper by written assignment recorded on 09/23/2019, as Document Number 810926, in the recording office stated in paragraph 4.

Assigned to UMB Bank, National Association, not in its individual capacity, but solely as Legal Title Trustee for PRL Title Trust I by written assignment recorded on 05/08/2023, as Document Number 873015, in the recording office stated in paragraph 4.

6. Tax parcel identification number of the mortgaged premises: 10?16703?06?290

7. Legal description of the mortgaged premises:

Lot twenty-nine (29) Block six (6) in Cedar Grove no. 4, according to the recorded plat thereof as corrected by the surveyor’s certificate of correction recorded in blook 38, M.R. page 628. In the office of the register of deeds and the court order entered in district court case number 56051, Dakota County, Minnesota. 4339 Diamond Drive Eagan, MN 55122 Dakota County, Minnesota. Torrens Property.

8. The physical street address, city, and zip code of the mortgaged premises: 4339 Diamond Dr, Eagan, MN 55122

9. The person holding the Mortgage: is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. The name of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02 are: Fay Servicing, LLC and UMB Bank, National Association, not in its individual capacity, but solely as legal title trustee for PRL Title Trust I, respectively.

10. The name of the mortgage originator, as defined in Minn. Stat. 58.02, subd. 19 is: Mortgage Electronic Registration Systems, Inc.

11. The requisites of Minn. Stat. 580.02 have been satisfied.

12. The original principal amount secured by the Mortgage was $176,000.00

13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the mortgage, is: $137,652.40

14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota County, Minnesota, at public auction on Thursday, May 23, 2024, at 10:00 a.m. at Dakota County Civil Unit, 1580 Highway 55, Hastings, MN 55033.

15. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representative or assigns is 6 months after the date of the sale.

16. Minn. Stat. 580.04(b) provides, “If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.” If this statute applies, the time to vacate the property is 11:59 p.m. on 5/23/2024.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Name of Mortgagee or Mortgage Assignee:

Name and address of Attorney for Mortgagee or Mortgage Assignee: Daniel O. Barham, Barham & Maucere LLC, 7209 Haley Industrial Dr. Ste. 210, Nolensville, TN 37135

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