STATE OF MINNESOTA
COUNTY OF DAKOTA
DISTRICT COURT
FIRST JUDICIAL DISTRICT
MECHANIC’S LIEN
FORECLOSURE
Service Restoration, Inc.
Plaintiff,
vs.
Tonia Lofton, Mortgage Electronic
Registration System (“MERS”) as Nominee for Bell Bank.
Defendants.
SUMMONS
Court File No.:
19HA-CV-26-2538
THIS SUMMONS IS DIRECTED TO THE ABOVE-NAMED DEFENDANTS.
YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is attached to this Summons and has been filed with the District Court of Dakota County. Do not throw these papers away. They are official papers that affect your legal rights, even if nothing has been filed with the court and even if there is no court file number on this summons.
YOU MUST REPLY BY FILING YOUR ANSWER WITH THE COURT WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must file with the Court a written response called an Answer within 20 days of the date on which you received this Summons as directed by Minnesota Statutes Section 514.11.
YOU WILL LOSE YOUR CASE IF YOU DO NOT FILE A WRITTEN RESPONSE
TO THE COMPLAINT WITH THE COURT. If you do not file your answer with the Court within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint.
LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide an Answer to protect your rights or you may lose the case.
ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.
THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL
PROPERTY located in Dakota County, State of Minnesota, commonly described as 520 3rd Avenue South, South Saint Paul, MN 55075 and legally described as:
Lots 24 and 25, Block 6, Tarbox Addition to South St. Paul, Dakota County,
Minnesota
(the “Property”).
The object of this action, in part, is to foreclose on a Mechanic’s Lien held by Plaintiff covering the Property. The Mechanic’s Lien arises out of mitigation/restoration work performed ti improve the Property. The Mechanic’s Lien was recorded with the Office of the Dakota County Recorder as Document Number 3704517 on December 17, 2025, in which the amount of $8,158.87 was claimed due. Additional charges have accrued thereafter including interest, disbursements, costs, and reasonable attorneys’ fees.
Said Mechanic’s Lien is based upon the contract for labor and services executed by Defendant Tonia Lofton on August 19, 2025, arising out of an incident of water damage occurring at the property, and said contract allows for recovery of late charges, attorneys’ fees, and costs of collection. Plaintiff seeks foreclosure of the lien and, if the sale proceeds are insufficient, a personal judgment against Defendant. An Answer to this foreclosure of lien action may be served by filing such Answer within 20 days of receiving this summons. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice.
GENERATIONS LAW FIRM, PLLC
By:/s/ Yury Suponitsky
Yury Suponitsky (#0396733)
10000 MN Hwy 55 W, Suite 110
Plymouth, MN 55441
Ph: (763) 353-9289
Yury.Suponitsky@GenerationsLF.com
Attorneys for Plaintiff
Dated: April 22, 2026
ACKNOWLEDGMENT
The undersigned hereby acknowledges that pursuant to Minn. Stat. § 549.211, costs, disbursements and reasonable attorney and witness fees may be awarded to the opposing party or parties in this litigation if the Court should find that the undersigned or his client acted in bad faith; asserted a claim or defense that is frivolous and that is costly to the other party; asserted an unfounded position solely to delay the ordinary course of the proceedings or to harass; or committed a fraud upon the Court.
/s/ Yury Suponitsky
Yury Suponitsky
Dated: April 22, 2026
6 11, 18, 25
